Ultimate Annual Budget Planner (Light + Dark Mode)

Your whole year of money in one spreadsheet, with the math done for you. Set it up once, fill in each month as you go, and the dashboard, charts, savings goals and debt payoff plan update by themselves.

Two versions included: a classic light version and a dark-mode version that's easy on the eyes.

What's inside

• Setup page: your year, income sources, up to 30 spending categories and 20 recurring bills, entered once.
• 12 monthly budgets: planned vs. actual income and spending, a bill checklist with paid/unpaid tracking, and a summary of what you saved and what's left over.
• Yearly dashboard: income, spending, savings, debt paid and savings rate at a glance, plus charts for income vs. spending, total saved and spending by category.
• Savings goals: up to 8 goals with target dates, monthly deposits and how much you need to save each month to get there.
• Debt payoff planner: choose snowball (smallest balance first) or avalanche (highest interest first) and see your payoff order, debt-free date, total interest and a month-by-month schedule.

Details

• Works in Microsoft Excel and Google Sheets.
• Example numbers included so you can see how it works. Overwrite or delete them.
• Instant digital download. No physical item will be shipped.

For personal use. Planning tool only, not financial advice.