{"product_id":"ultimate-annual-budget-planner-light-dark-mode","title":"Ultimate Annual Budget Planner (Light + Dark Mode)","description":"\u003cp\u003e\u003cstrong\u003eYour whole year of money in one spreadsheet, with the math done for you.\u003c\/strong\u003e Set it up once, fill in each month as you go, and the dashboard, charts, savings goals and debt payoff plan update by themselves.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eTwo versions included:\u003c\/strong\u003e a classic light version and a dark-mode version that's easy on the eyes.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSetup page:\u003c\/strong\u003e your year, income sources, up to 30 spending categories and 20 recurring bills, entered once.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e12 monthly budgets:\u003c\/strong\u003e planned vs. actual income and spending, a bill checklist with paid\/unpaid tracking, and a summary of what you saved and what's left over.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eYearly dashboard:\u003c\/strong\u003e income, spending, savings, debt paid and savings rate at a glance, plus charts for income vs. spending, total saved and spending by category.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSavings goals:\u003c\/strong\u003e up to 8 goals with target dates, monthly deposits and how much you need to save each month to get there.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt payoff planner:\u003c\/strong\u003e choose snowball (smallest balance first) or avalanche (highest interest first) and see your payoff order, debt-free date, total interest and a month-by-month schedule.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eDetails\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eWorks in Microsoft Excel and Google Sheets.\u003c\/li\u003e\n\u003cli\u003eExample numbers included so you can see how it works. Overwrite or delete them.\u003c\/li\u003e\n\u003cli\u003eInstant digital download. No physical item will be shipped.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003eFor personal use. Planning tool only, not financial advice.\u003c\/em\u003e\u003c\/p\u003e","brand":"GoodChoiceFinds","offers":[{"title":"Default Title","offer_id":43857868849213,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0669\/6468\/4861\/files\/annual.jpg?v=1792534165","url":"https:\/\/goodchoicefinds.com\/products\/ultimate-annual-budget-planner-light-dark-mode","provider":"GoodChoiceFinds","version":"1.0","type":"link"}